is a network of Professional Providers and individual subscribers structured like an HMO. Our providers provide service to our subscribers at an exclusive discounted rate.

As a member, you have access to several high quality products including:

• Pre-Paid Legal Services
• Independent Loan Services (IFS)
• Healthcare Services
• Insurance Products and Services
• Education & Training Services
• Business Consulting
• Financial Services
• Travel Services
• Roadside Assistance
• Additional services and products

Membership in is available to:

• Professional Organizations, Corporations or Groups
  • Products are available to help you better serve your customers and to generate increased revenue for your organization.
• Individuals and Families
  • Products are available specifically tailored to meet the requirements of you and your family.

Included with your membership are services and products from the following providers:

Pre-Paid Legal Services

Pre-Paid Legal Services, Inc. is a 30 year old company listed on the New York Stock Exchange and is one of the largest providers of legal service plans in North America. Pre-Paid Legal has carefully screened and selected top quality law firms which will provide your benefits under the plan.

Professional Plan: A one year renewable Associate account membership along with a Business Owners Legal Solution Plan covering your agency.

Individual Plan: A one year renewable Individual or Family Pre-Paid Legal membership. Your membership can be either a basic or expanded program.

Independent Financial Services: The Independent Advantage

Independent Financial Services Inc. (IFS), is a national sales and financial marketing services organization that brings competitive loan products to it's members. IFS and its respective bank partners have developed unique programs that provide substantial value to professional and individual members.

Professional Plan: Your membership provides you with a one year renewable IFS Associates Account which allows you to offer your customers easy access to competitive loan products.

Individual Plan: Your membership provides you access to all available loan products provided by IFS for your personal or business use at excellent rates.

Healthcare Services

US Health Essentials (USHE) of Dallas, Texas, a non-insurance discount health benefits company has over 280,000 healthcare providers in their network countrywide.

Healthcare benefits include prescription drugs, dental care, vision, hearing aids, travel assistance, cosmetic surgery, and much more.

Physician care is available at over 250,000 medical offices throughout the country.

Education and Training

Your membership provides you substantial discounts in a variety of education and training programs at our full time education and training center. Courses and classes are available for:

• Continuing Education Courses
• Life Insurance License - N.Y. State
• Security Guard Licensing
• Travel Agents Sales and Management
• Business Management
• Financial Education and Planning
• Defensive Driving
  

Business Consulting

Allegent Growth Strategies International is a full service consultancy serving the needs of organizations seeking growth or contemplating mergers, acquisitions, divestiture or turnaround. They advise clients in all industry segments, but have particular focus on financial services and insurance, especially brokers, agencies and insurance companies.

Your membership provides you access to their services at substantial discount.

Insurance

Your membership provides you with access to a variety of insurance products appropriate with your membership plan

American Express Financial Education & Planning Services

We have partnered with American Express Financial Education & Planning services, a division of American Express Retirement Services to provide a comprehensive financial education program. Training programs and access to trained consultants are some of the highlights of this program.

Liberty Travel Services

As a member, you receive special discounts and the option to join the Liberty Travel Preferred Customer Club at a reduced cost. This program provides additional discounts and programs to their members.

Roadside Assistance

GETTING TOWED IS A PAIN... PAYING FOR IT REALLY HURTS!!!

No matter where you are in the USA and CANADA emergency roadside assistance is just one toll free call - and in most cases less than 30 minutes - away.

is proud to be partnered with 1-800-TOW-TRUCK, one of the largest providers of roadside assistance.

As a member of you have the ability to receive premium high quality roadside assistance for more than a third of the retail price.

Interested in finding out more? Please call us at 866-976-TOTAL or click here to request additional information.