Independent Financial Services Inc. (IFS), is a national sales and financial marketing services organization that brings competitive loan products to it's members. IFS and its respective bank partners have developed unique programs that provide substantial value to professional and individual members.

There are several membership plans (and associated benefits), based on the membership plan you chose including plans for individuals, families or businesses and groups.

Professional Plan

Your professional or business membership in provides you an Associates Account with The Independent Advantage Program. This allows you to deliver to your customers easy access to competitive loan products via an online loan system.

You tap a whole new market which can aid in retention of your core business, and also increase your customer base. This Program was developed for professionals like yourself. The Independent Advantage was designed to bring complimentary product types under your firms umbrella to parallel your core businesses’ products.

The benefits of The Independent Advantage are many. Through the Program you can:

• Offer access to competitive Consumer and Commercial loan products.
• Create a substantial new revenue source
• Increase customer retention and satisfaction
• Win new customers from referrals
• Obtain prompt loan decisions.

The Program has an exceptionally rich network for Commercial ventures. They work with you to fund your clients needs. Whether they are entrepreneurs or Fortune 500 firms, you can offer your clients structuring for business loans, leases or turnkey financing.

Our preferred SBA LENDER can consider loans of up to $3 Million for small to mid-size businesses in just about every category for new purchases or refinancing of existing debt.

Our network of CONVENTIONAL LENDERS can consider construction loans, new purchases or refinancing of existing debt for larger projects.

Some CONVENTIONAL loan project types include:

• Construction permanent real estate financing
• Real estate mortgage financing
• Structured commercial financing
• Asset based financing
• Receivables factoring
• Software and Equipment leasing programs.

Additional details regarding the program will be included with your welcome package.

Individual or Family Plan

Your individual or family membership in provides you access to all available loan products provided by Independent Financial Services, Inc. for your personal, or business use.

Independent Financial Services offers virtually all forms of financing at excellent rates.

The Consumer loan list includes:

• Automobile Loans
• Recreational Vehicle Loans
• Boat Loans
• Home Equity Loans
• Personal Line of Credit

Additional details regarding the program will be included with your welcome package.

Interested in finding out more? Please call us at 866-976-TOTAL or click here to request additional information.